For Investors
Access diversified, Shariah-compliant private credit opportunities backed by real-economy assets.
Saudi Arabia is one of the fastest-growing private credit markets globally, driven by Vision 2030 investment demand, SME expansion, and regulatory modernization. Credx provides institutional investors with a disciplined, transparent gateway into this emerging asset class.
Our
Solution
Direct Financing Investment Funds
Short-duration private credit funds providing direct financing to SMEs and mid-market corporates. These strategies focus on asset-backed exposures across receivables, inventory, trade flows, and contract-based financing. Built for liquidity, diversification, and disciplined credit selection, the funds deliver stable, Shariah-compliant returns backed by real-economy activity.
Income & Corporate Sukuk Funds
Diversified portfolios of Shariah-compliant fixed-income instruments across primary and secondary markets. These funds combine investment-grade and high-yield sukuk, offering stable coupon profiles, consistent income generation, and transparent valuation. Designed for investors seeking steady, low-volatility exposure within the Islamic debt capital markets.
Multi-Strategy Private Credit Funds
A flexible, opportunistic private credit portfolio built through direct origination, ecosystem partnerships, and specialized credit originators. The fund invests across trade, supply chain, receivables, and structured lending to deliver diversified, asset-backed returns in the Kingdom’s rapidly expanding private credit market.
Securitized Debt Instruments (ABS/Sukuk)
Institutional access to diversified pools of receivables, trade assets, and real-economy credit exposures through structured, Shariah-compliant securitization programs. These instruments offer credit enhancement, tranching options, and transparent reporting, enabling investors to participate in scalable, risk-managed asset-backed portfolios.
Why Investors
Choose Credx
Institutional Discipline
Rigorous underwriting, asset-level analysis, and conservative credit frameworks.
Real-Economy Credit
Exposure backed by tangible commercial activity, not abstract financial engineering.
Shariah-Compliant
Certified financial structures aligned with global Islamic finance standards.
Transparent Reporting
Portfolio dashboards, real-time data, and institutional-grade governance.
How We Work
With Investors
01 Onboarding
Step 1
Onboarding
Investors and corporates begin by creating an account on the CredX platform and submitting KYC/KYB documentation. Our compliance team ensures every participant meets regulatory and Shariah standards, building trust from the very first step.
02 Define Your Objectives
Step 2
Define Your Objectives
Tailored to Investors and Corporates
03 Structuring & Execution
Step 3
Structuring & Execution
We transform opportunities into Shariah-compliant, investor-ready instruments — such as DFIFs, CLOs, or securitized loan portfolios — designed for transparency and long-term value.
04 Monitoring & Reporting
Step 4
Monitoring & Reporting
Track performance with automated dashboards, regular fund reports, and clear visibility into asset quality, returns, and recoveries.
Step 1
Onboarding
Investors and corporates begin by creating an account on the CredX platform and submitting KYC/KYB documentation. Our compliance team ensures every participant meets regulatory and Shariah standards, building trust from the very first step.
Step 2
Define Your Objectives
Tailored to Investors and Corporates
Step 3
Structuring & Execution
We transform opportunities into Shariah-compliant, investor-ready instruments — such as DFIFs, CLOs, or securitized loan portfolios — designed for transparency and long-term value.
Source Assets
Identify and evaluate eligible investment opportunities
Shariah Review
Validate compliance with Islamic finance principles
Structure Deal
Create DFIFs, CLOs, or securitized portfolios
Execute
Finalize agreements and deploy capital
Step 4
Monitoring & Reporting
Track performance with automated dashboards, regular fund reports, and clear visibility into asset quality, returns, and recoveries.
How We Work
With Investors
Define risk, return, and
liquidity preferences.
Structure an appropriate
fund or mandate.
Deploy capital into
diversified opportunities.
Provide continuous monitoring, reporting, and governance.
Strict Shariah Governance
Shariah compliance is embedded into the Credx platform, it is not an added feature, but a core part of our investment philosophy and operational design. We work closely with Shariyah Review Bureau (SRB), one of the world’s leading Shariah advisory and audit firms, to ensure that all transactions, funds, and financing programs adhere to the highest Islamic finance standards.
SRB Provides
- Shariah certification (Fatwa issuance)
- Ongoing Shariah supervision & audits
- Compliance reviews of fund structures and financing workflows
- Annual Shariah audit reports for investors
Our framework aligns with
- AAOIFI standards
- Recognized Shariah governance frameworks
- Approved Islamic financing structures
- Ethical investment principles grounded in Islamic finance
Through this model, investors gain access to high-quality, real-economy private credit while maintaining full adherence to Islamic finance mandates with transparency, oversight, and continuous Shariah assurance.
Case Studies
How To Start
A clear process that takes you from capital to growth, with full transparency and Shariah compliance.
01
Sign Up & Verify
Register on the CredX platform and submit KYC/KYB documentation to get started.
02
Define Your Needs
Engage with our team to assess financing requirements or investment interests.
03
Structuring & Execution
Register on the CredX platform and submit KYC/KYB documentation to get started.
04
Monitor Report (optional)
Track portfolio performance through dashboards, reporting tools, and regular updates.
Contact Us
Office Location
-
SP02, Al-Faisaliah Tower,
King Fahd Road, Al Olaya,
Riyadh, KSA 3019
Contact
- info@credx.com