Shariah Compliance
Built on Integrity. Governed by Standards. Reviewed Continuously.
Shariah compliance is a foundational pillar of Credx’s operating model. Every fund, financing program, and transaction is designed, reviewed, and audited to ensure full alignment with Islamic finance principles, offering investors and corporates a transparent, ethical, and compliant credit platform.
We partner with Shariyah Review Bureau (SRB), one of the world’s leading Shariah advisory and audit firms to supervise, certify, and audit all Shariah-related activities across Credx Holding.
Our Shariah Philosophy
Our approach is built on four principles:
Authenticity
Structures reflect genuine Islamic finance principles, not workarounds.
Transparency
All financing steps and contractual flows are documented and visible.
Alignment
Shariah compliance supports our mission to build ethical, real-economy private credit markets in Saudi Arabia.
Supervision
Independent oversight by SRB throughout the entire lifecycle.
Why It Matters?
Shariah compliance fosters trust, stability, and inclusivity, allowing global investors and local businesses to participate in a financial ecosystem grounded in integrity. It ensures that every Credx transaction contributes positively to economic development and aligns with the values of fairness, partnership, and transparency.
Integrity at the Core of Every Transaction
Every transaction undergoes rigorous underwriting, supported by a first-loss protection structure that minimizes downside risk for investors.
Certified by Experts
Our Shariah Supervisory Board of leading scholars reviews and certifies all products to ensure full compliance with AAOIFI standards.
Built on Ethical and Transparent Practices
Every Credx solution, from DFIFs to structured products, is built on fairness, risk-sharing, and real-economy impact.